Everyone gets bills and just about everyone I know keeps a copy of them in a file cabinet. As a resolution for 2008, I decided to keep a digital copy of all my bills by using a scanner. What I did not think about as I was buying my scanner is that just about every company puts my bills available online for download in an attempt to save money by asking people to opt in for online only billing. Call me old fashion, but I still like getting a paper statement but I have found that it is quicker to go and download my bills than scan them. I cant think of one bill I have that is not offered online but I have my scanner just in case.
Even though saving files in a computer is just about exactly like filing documents in a file cabinet, I have found that I am horrible at the cabinet and rather organized in my computer. In fact, I can never find what I need in my cabinet but know exactly where it is in my computer. As soon as I get a bill, I go to that specific companies web site and download it. I know many bills are stored online but I like to keep a copy somewhere for reference if needed and usually companies only offer a few months to a year of bills. If I could get in the habit of scanning important receipts, I would be set. Try out downloading a digital copy of your bill instead of keeping a copy in a cabinet, just dont forget to backup, backup, backup!
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